A New Home for Christmas at Retirement Communities

Being home for Christmas is easier than ever at your retirement community.  This is the time of year best for choosing a home from the builder's inventory and especially from ready-to-move-in homes.

Your builder is anxious to deplete their stock of new homes waiting for a buyer.

There are often additional incentives and interest rates are at an all-time low.  End-of-year inventory may have further discounts.   You need to ask though.

I'm seeing some unbelievable prices in areas previously very exclusive and upscale.  This, in part, is due to builders adding on some smaller square footage plans that cost way less.

There's still time but hurry since moving you in will take time in many different ways: Getting your financing if necessary, a final move-in check, adding any special features you may want and more all require time.

At least when you buy a new home, you may receive warranties not available on a resale or foreclosure home.  But be sure to ask if there are warranties whether new or resale.

Today when you buy new, you may also receive  more energy-saving features than homes that are ten years older since these features are more popular now.

For those finding savings in resale or foreclosure homes, there are plenty of vacant homes just waiting for a buyer.  Some of these homes are often already in marketing condition with fresh paint and/or carpeting if carpet is the floor covering.  Many homeowners have found it necessary to install new fixtures and features to get a sale such as granite countertops, which continue to be appealing to buyers.

Of course moving in quickly may not be an option if you have a home to sell.   But some communities may be able to advise you and some even offer solutions. But always check with real estate experts.

Most retirees pay all cash for their home and that eliminates the time it takes to get a mortgage.  Builders may have their own financing department.  Ask your builder how fast you can expect to move into your new home.

At some communities, it is still time to be in a new home and lifestyle for Christmas but probably best to visit this weekend.